Friday, October 26, 2018

The Age Where Sharing is not Caring !!!

As we move into the age of demonetization and digitized banking systems the smell of ‘hard cash’ has become a reality of the past. The heftiest pay packages to the minimum labor salary being nothing but a pleasing sms on our phones, it’s a matter of time the wallets are heading to the antique shop. The increasing dependency on digitized banking systems and plastic money have also opened the world of cyber criminals prowling in the virtual space always on the constant look out and evolving their strategies and tactics of deceiving the vulnerable targets despite the fact that the banks and the whole online banking apparatus having a full proof secure systems and improving with every passing day. The awareness and knowhow of not falling into the well woven traps of the unknown fraudster has been made sure to reach even the most technologically challenged civilians by a simple principle please do not SHARE any kind of number given exclusively to you to help you access your account. The fancy CVV, OTP, PIN numbers have become the most guarded secrets not to be shared even with yourself loudly.
The primary modus operandi of coercing you share these numbers being a call COMING over to you and the caller talking you into a better bank deal, prize won or a lucrative plan which wins you a lot of money. However, with the banks relentlessly drilling into all our senses to stay away from fraud calls and not share any details with these money distributing impostors, the likelihood of us taking these baits are on the decreasing trend. The primary mantra of the banks now being we do not call our customers and ask any details, any incoming call asking our guarded secrets seems to be understood and well fended off by most of us. So how do they make us reveal those guarded numbers? So they evolve into Not calling the targets but make the Target call them. A number of techniques used being practiced , one of the newest methods being playing with the very psychology of the modern Google dependent civilians . Well how?? …here we go !!!!
It starts with on the basis of basically two conditions. First being you are facing a credit card/debit card issue which ONLY the Home branch i.e where your actual account exists can solve. And the second and the interesting one being the Home branch contact number ( which usually is a landline number ) does not work ( for reasons unknown ). The interesting part being the bank call centre having as that unserviceable contact number in their database. So the unsuspecting victim in order to solve his credit/debit card issues calls the customer care , which in return advices him to call the home branch as they are perpetually helpless. You get the number which is not working !!!!! so after calling again the customer care you get the same home branch number and all your protests of that number not working go unheard as the so called database has ONLY that unserviceable number. So what do we do ???? Viola !!!! Google …… to find is there any OTHER number the home branch might have which the helpless customer care did not have but our very own search engine king Google might. And there we come across another number …yay!!!!!!  We self pat our backs on finding out the alternate number and also get somebody answer it within the first two rings. The real fun starts now.
The person who claims to be from your home branch listens carefully to the issue you facing and calmly takes full responsibility for the inconvenience caused. He sounds usually cooperative ( unlike the experience of dealing with banks) and also owns up that it was HE who has caused you the trouble and it will be ONLY him that will be able to solve the issue. Case in point being if say your ATM card was blocked due to some reason unknown to you. You get adviced to call the home branch and resolve / unblock the card. However the home branch number does not work . so you google in order to find an alternative number. You ususually find a MOBILE number as the other number to the branch, apparently under the name of your home branch and surprisingly linked somehow to the official website of the bank ( this is actually strange ) but probably a cyber trick beyond our capability. Anyway since we are trouble and we want to resolve our problem say Unblock our ATM card we do nothing to verify the number and believe that it might be an alternate number to our bank. The person on the other end definitely tends to win your confidence as being the person who shall be helping you out. After the preliminary predictive questions , he leads you in believing in a fact that it was you who was fault in someway and that is the reason you are facing an issue. Reasons varying from generically , KYC not updated, old card, damaged card etc. he also claims to have sent you reminders in form of sms , e-mails etc for you to update your information . in a nutshell he convinces you that there was something lacking in you that you have landed up in an issue. Having taken this bait the rest of the journey becomes a cake walk for him as in order to rectify your issue he starts asking you questions leading upto revealing your card number , expiry date and finally the well guarded CVV number. But as good well aware customers as soon as hear CVV / OTP we become super alert and all senses warn us of something fishy, he comes up with his brahmastra , “it was you who had called sir, banks never call customers . You have to believe me “ “ give me your CVV number ill send you another pin , just confirm me that number and your card will start working!!!!!!”
Well!!!! We apply all our reasoning and come to the logical conclusion that indeed it was I who had called him , so he should be an authentic . Of cpurse he hadn’t call, it was ME who had call . And we reveal one of those things we never ought to share, our CVV number…. Ting!!!!! Within a flash we have 25000/- off our account through a complex banking internet FRAUD !!!!!!!
Welcome to the new technique of siphoning money. Make the customer call you !!!!!! who would have thought of that one now !!!a well read and researched cyber criminal today knows you and me better than anyone. He knows our instinct reactions to a situation when it comes to banking . he knows our fears , our insecurities. He capitalizes on the fact that we believe on Google search more than anything/ anyone in the world. he knows we blindly believe the fact that “ if its being shown as a result of an internet search it will be true”.
I know its not possible to not believe our instincts , but lets spread our experiences to one another and be more aware, because definitely we are living in an age where Sharing is definitely not Caring!!!!!

Monday, August 27, 2018

BLISS


“I feel I’m on a vacation” I say when someone recently asked me how I was doing in my recent place of posting. And when I said it I definitely wanted to add “touchwood” (which apparently I have no clue why people say that) probably because it gets good luck and avoids the so called “nazar”. Well frankly I don’t give a damn to the nazar of insignificant and inconsequential beings. I guess its their nazar that have got me to this place of posting in the first place. And because I get to live this blissful life so surprising to me as well, I need to illustrate more about it ,for no other purpose but to probably read about it when I go back to being or rather acting busy and behaving as if the world rest on my shoulders in my next tenures. So the best part of this vacation cum work posting is that I get to do firstly something I really joined this job for “Fly” and do nothing else. The last phrase being a real surprise to my brothers located else where in the country probably getting to fly definitely more than me but also doing some real additional jobs no one had a clue would exhaust the fuck out of their minds and time building up not only layers of fat on their bellies but a unknown pressure a real freaking pressure in their heads asking them everyday ..every second moment … : what the fuck are you doing??? Is this what you signed up for?? 
So here I m doing this 7 to 1430 job as a factory pilot, flying exactly in my working hours, and for the first time in my life I don’t have any urge of spending even a second extra in my work place for no matter what the reason is . The job expects me to be fighting ready for war but that’s only if the war is happening.. as if now there isn’t so I rightly need to have my lunch on time. This simple fact seems to be some alien theory in most of the other places I have worked before. But then its not only about having fixed working hours and getting lunch on time. Its about realizing life s real priorities. Its about becoming a better person every passing day , which definitely does not mean getting good at my JOB but about having a better life to live for me and the people I choose to surround myself with. Something that we keep reading in all self help books…and keep seeing in all movies themed “go live ur life” …’spend more time with your family’ ...’spend more time on yourself’ …well…its just got true for me .. my son no longer gives me that stranger look of weather should I trust this person who I used to got to see once a day and used to disappear for every 15 days suddenly . I get to teach him the skills I dreamt of teaching him and be that first person whom he cries on for anything..just anything…
Words cannot describe the feeling when you conquer something you fear.. or were terrified about.. and it happened in my case when me a below average runner became a marathon runner and found a calling for running. Running those half marathons , with the first one being the most special, it wasn’t the results that mattered to me..they still don’t do… it’s the overcoming of that fear …makes you feel elated…and what we call as Nirvana…you no longer are scared..and that feeling is something no money in world can buy you . im no longer scared to experiment and push my body beyond my comfort limits. I rather never knew nor still don’t know how much my body can push itself… but those unreal aims just got real for me.
I have never out rightly excelled in any field but its time I realized its not about winning its about the spirit and the completion is only yourself and no one else. Because no one is actually interested in what to do or achieve , they can only cheer for you or simply be jealous. You need to be a better person and better runner than what you were previously. 
The place has been magical so far, taking out hidden aspects of my personality that I never thought I had. But then at then at the end of the day , does the place matter or was it just a reason for me to start living a new life , well whatever it is.. I no longer judge people/… I no longer have any hidden agendas on my mind.. I no longer procrastinate…. I no longer WISH I did this… and I no longer wait for the right time ..you just have to make the time right !!!!